Terms and Conditions
Last Updated: June 2026
These Terms and Conditions ("Terms") govern your access to and use of the Virtual Business School membership, website, content, live sessions, community, and related products and services (collectively, the "Services") offered by [Virtual Business School, LLC ] ("Company," "we," "us," or "our"), operating Virtual Business School ("VBS").
By purchasing a membership, creating an account, or otherwise accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not purchase or use the Services.
1. The Services
Virtual Business School is a digital sales-training membership. Depending on your membership tier, the Services may include:
Access to member portal
Access to member community
Access to member calls
Access to PIF bonuses for annual members
2. Eligibility
You must be at least 18 years old and able to form a legally binding contract to use the Services. By purchasing, you represent that the information you provide is accurate and that you are authorized to use the payment method submitted.
3. Membership, Billing, and Auto-Renewal
VBS is offered on a subscription basis:
Monthly Membership — billed at $97 per month, automatically renewing each month until cancelled.
Annual Membership — billed at $997 per year, automatically renewing each year until cancelled.
By purchasing, you authorize us (and our third-party payment processors) to charge your payment method on a recurring basis at the then-current rate for your selected plan, plus any applicable taxes, until you cancel in accordance with Section 4.
You are responsible for keeping your payment information current. If a payment fails, we may retry the charge, suspend your access, and/or cancel your membership. You remain responsible for amounts owed.
Pricing is subject to change. We will provide notice of any price change to renewing members; continued membership after a price change takes effect constitutes acceptance of the new price.
4. Cancellation
Monthly members may cancel at any time, but are required to give 30 days notice. You will retain access through the end of your current paid billing period, after which access ends.
No refunds of past payments. (see Section 5).
Annual members may cancel the auto-renewal within 30 days of their annual renewal.
Cancelling stops the next annual charge, but the current paid annual term is not refunded and is not prorated. You will retain access for the remainder of the annual term you have already paid for.
To cancel, [email ignacio@virtualbusinessschool.com] at least 30 days before your next billing date. If you are less than 30 days before your next date, you will be billed one more time, then your subscription will be cancelled. Access will remain through the end of your payment period.
5. No Refunds
All sales are final. We do not offer refunds, in whole or in part, for any membership fees, including monthly payments, annual payments, partial billing periods, or any bonus, event, or add-on, regardless of usage or non-usage of the Services.
Your protection as a customer is the ability to cancel future billing as described in Section 4. By purchasing, you acknowledge and agree to this no-refund policy. This policy does not limit any rights you may have that cannot be waived under applicable law.
6. Earnings, Results, and Performance Disclaimer
We do not guarantee any specific result, income, revenue, sales, or business outcome. The Services provide education, training, strategies, templates, and coaching. They do not guarantee that you will earn money, increase sales, grow your business, or achieve any particular result.
Any earnings, revenue, sales figures, growth numbers, or results referenced on our website, in our marketing, in testimonials, in live sessions, or anywhere within the Services are examples and illustrations, not promises or projections of your results. Your results depend on many factors outside our control, including your offer, your market, your audience, your effort and consistency, your skill, your existing business, economic conditions, and how you apply (or do not apply) the material.
Statements about typical or potential outcomes are not a guarantee that you or anyone else will achieve the same or similar results. Many people who purchase business-education products do not implement them and achieve little or no result. You assume the entire risk of your use of the Services and any business decisions you make based on them. The Services are not financial, legal, tax, accounting, or professional advice, and are not a substitute for advice from a qualified professional retained by you.
7. Testimonials
Testimonials, success stories, case studies, and before/after results shared on our website or within the Services reflect the real experiences of specific individuals. They are not typical, are not a guarantee, and should not be interpreted as a representation that you will achieve the same or similar results. These individuals were not necessarily compensated for their statements unless otherwise noted, and their results were achieved through their own effort under their own circumstances.
8. Intellectual Property and License to Use
All content provided through the Services — including but not limited to the Miracle Hour system and methodology, curriculum, videos, audio, training materials, templates, scripts, playbooks, written materials, graphics, AI tools, and the VBS and Miracle Hour brands — is owned by or licensed to the Company and is protected by intellectual property laws.
Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the content for your own internal business use and that of your team within your own company.
You may not, without our prior written permission:
Share, sell, license, distribute, publish, or otherwise make the content available to anyone outside your own company;
Share your login credentials or allow unauthorized access;
Copy, reproduce, repackage, or republish the content;
Create derivative training, courses, or products based on the content for resale or distribution;
Use the content to build, train, or develop a competing product, program, or service.
"Team use" means use by employees, contractors, or team members of your own single business in the ordinary operation of that business. It does not include clients, members of your own paid programs, or third parties. All rights not expressly granted are reserved.
9. AI Coach and Third-Party Tools
The Miracle Hour AI Coach and any other AI-powered tools provided as part of the Services generate responses automatically and may produce information that is incomplete, inaccurate, or not suitable for your situation. AI output is provided for convenience and informational purposes only, is not professional advice, and should be independently verified before you rely on it. We are not liable for any action you take based on AI-generated output.
The Services may rely on or integrate third-party platforms (for example, the membership/hosting platform, payment processors, video conferencing, and community tools). We are not responsible for the availability, performance, terms, or privacy practices of those third parties, and your use of them may be subject to their own terms.
10. Member Conduct and Community Guidelines
You agree to use the Services and community lawfully and respectfully. You will not: harass, abuse, or harm other members; post unlawful, defamatory, infringing, or misleading content; spam, solicit, or recruit other members for unrelated offers without permission; share other members' confidential or personal information; or disrupt the Services.
We may remove content and suspend or terminate access for any member who violates these Terms or community guidelines, at our discretion and without refund.
11. Termination by Company
We may suspend or terminate your access to the Services, with or without notice, if you breach these Terms, misuse the Services, charge back or dispute a valid charge, engage in conduct harmful to the Company or other members, or for any other reason at our discretion. Termination for cause does not entitle you to any refund.
12. Disclaimer of Warranties
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR PRODUCE ANY PARTICULAR RESULT.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATING TO THE SERVICES, WHETHER BASED IN CONTRACT, TORT, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT WILL THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE AMOUNT YOU PAID TO THE COMPANY IN THE [TWELVE (12)] MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
14. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its owners, officers, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, your violation of any law or third-party right, or any business decision or action you take based on the Services.
15. Privacy and Communications
Your use of the Services is also governed by our Privacy Policy, available at [LINK TO PRIVACY POLICY], which is incorporated into these Terms by reference. By purchasing or providing your contact information, you consent to receive communications from us, including transactional, membership, and marketing communications. You may opt out of marketing emails at any time using the unsubscribe link; transactional and account-related messages may still be sent. Message and data rates may apply to any SMS communications, and you may opt out of SMS at any time per the instructions provided.
16. Modifications to These Terms
We may update these Terms from time to time. The "Last Updated" date reflects the most recent version. Material changes will be communicated by [posting on this page / emailing members]. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.
17. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles.
Informal Resolution. Before filing any claim, you agree to first contact us at danielle@kellyroachinternational.com and attempt to resolve the dispute informally for at least [30] days.
18. Miscellaneous
These Terms, together with any policies referenced herein and the offer details presented at purchase, constitute the entire agreement between you and the Company regarding the Services. If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them to a successor or affiliate. Headings are for convenience only.
19. Contact
Questions about these Terms or the Services:
Virtual Business School
Email: ignacio@virtualbusinessschool.com
1686 S. Federal Hwy #320
Delray Beach, Fl 33483